Cookie Policy

This Cookie Policy explains how Finance AI Circuit Pte. Ltd. ("Finance AI Circuit", "we") uses cookies and similar technologies on financeaicircuit.life. It should be read alongside our Privacy Policy.

What are cookies?

Cookies are small text files stored on your device when you visit a website. They help sites remember preferences, maintain security and — with consent — understand how visitors use pages. Similar technologies include local storage entries and pixel tags.

How we use cookies

We categorise cookies as essential, analytics or marketing. Non-essential cookies load only after you interact with our cookie banner and choose Accept all, Reject all, or Customise preferences. Your choice is stored in a cookie named fac_cookie_consent for one hundred eighty days.

Essential cookies

Essential cookies are required for basic site operation. They cannot be disabled via our banner because the site would not function correctly without them. Examples include:

• fac_cookie_consent — stores your cookie preference choice (duration: 180 days).
• Session identifiers — if present during form submission, maintain security during contact form processing.

Essential cookies do not track you across unrelated websites for advertising purposes.

Analytics cookies

With your consent, analytics cookies help us understand aggregate traffic patterns — which pages are visited, how long sessions last and whether visitors arrive from search or referral links. We use this information to improve content clarity and navigation. Analytics cookies are not loaded if you reject non-essential cookies or leave analytics unchecked in Customise mode. Typical duration is thirty to ninety days depending on the analytics provider.

Marketing cookies

Marketing cookies, also consent-gated, may support measurement of campaign effectiveness if we run permitted promotional activities. We do not sell personal data collected via cookies. Marketing cookies remain disabled unless you explicitly opt in through Accept all or Customise.

Cookie inventory

Strictly necessary: fac_cookie_consent (180 days, first-party); session tokens for form security (session duration, first-party or hosting partner).

Performance / analytics (optional): pseudonymous page-view identifiers (typically 90 days, analytics subcontractor if enabled).

Marketing (optional): campaign attribution storage (typically 30 days, first-party or ad partner if enabled).

Similar technologies

We may use localStorage mirrors of consent state for faster banner suppression. These contain no personal identifiers beyond your category choices.

Third-party cookies

If we embed third-party content (for example font delivery from Google Fonts), those providers may set their own cookies subject to their policies. We load Google Fonts via CSS import; review Google's privacy documentation for details. We minimise third-party scripts to reduce unnecessary tracking.

Managing preferences

When you first visit financeaicircuit.life, a banner offers Accept all, Reject all and Customise options. You may change preferences later by clearing site cookies in your browser and revisiting the site, or by contacting [email protected]. Most browsers also allow blocking or deleting cookies through settings; note that blocking essential cookies may impair form functionality.

Do Not Track

Some browsers offer a Do Not Track (DNT) signal. There is no universal standard for how websites must respond. Finance AI Circuit treats non-essential analytics and marketing cookies as consent-based regardless of DNT settings.

PDPA link

Where cookie IDs relate to identifiable individuals, our Privacy Policy governs access and correction rights. Email [email protected].

Updates

We may update this Cookie Policy when our practices or legal requirements change. The Last updated date reflects the current version.

Contact

Cookie questions: [email protected], Finance AI Circuit Pte. Ltd., 79 Robinson Road, #21-01 CapitaSky, Singapore 068897.

Browser-specific controls

Chrome, Firefox, Safari, and Edge each provide cookie management under Privacy or Security settings. You can block third-party cookies globally while allowing first-party essential cookies if you wish to use our contact form. Mobile Safari and Chrome on iOS/Android offer similar controls under site settings after visiting financeaicircuit.life.

Consent refresh

If we materially change optional cookie practices, we may display the banner again to collect fresh consent. Clearing the fac_cookie_consent cookie manually will also restore the banner on your next visit.

Analytics data use

When enabled, analytics help us see aggregate patterns — for example whether visitors find programmes via FAQ or services pages — without building individual advertising profiles. We configure retention windows to the shortest practical period supported by our analytics vendor. IP addresses may be truncated or anonymised where the vendor supports it.

Marketing measurement

Marketing cookies, if enabled, may record that a newsletter link led to a contact form view. We do not use these cookies to retarget visitors with investment product ads or third-party financial promotions. Finance AI Circuit does not operate affiliate tracking pixels for brokerages or crypto exchanges.

Children

Our site targets adults enrolling in vocational finance training. We do not knowingly enable optional tracking cookies for users we know to be under eighteen.

Relationship to Privacy Policy

Cookie identifiers that become linked to contact details you submit — for example if you later complete our form in the same browser — are handled under the Personal Data sections of our Privacy Policy. You may request deletion of optional analytics associations by emailing [email protected] with the approximate date of your visit.